There are plenty of offers available
Bank account holders could miss out on £200 if they do not act before Christmas. Money saving expert Martin Lewis says people in the UK have two months to switch and take advantage of the offer, Birmingham Live reports.
Mr Lewis says: "Before you start planning, consider this: many list every lusted-for item, gifts for all, and a corking meal, then only afterwards consider: 'How will I pay for it?' "That's a recipe for ending up broke. Instead, calculate your budget and ask: 'What can I afford to spend?' Christmas is one day – don't ruin the whole of the next year for it." Your money is secure – the Financial Service Compensation Scheme guarantees up to £85,000 per person, per financial institution, Mr Lewis' Money Saving Expert site explains.
Mr Lewis goes on to reveal this means that if your bank ever went bust, you would be guaranteed your money back. Nationwide FlexDirect is offering a FREE £200, 8% regular saver and a year's 0 per cent overdraft.
First Direct 1st Account is offering a FREE £175, TOP service, 7 per cent regular saver, fee-free overseas spending and a £250 0 per cent % overdraft. Lloyds' Club Lloyds account is offering a FREE £175, plus choose a reward from 12 months of Disney+ and six cinema tickets.
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