'The first $4,000 payment to remove a mature tree nearly sent me to an early grave, but the second and third tree removals, for a total of $12,000, which we'll never see back, will be the expense that kills me. Truthfully, I wish the tree had just fallen straight onto our cabin for the insurance payout. If only we'd been renting.
"The first $4,000 payment to remove a mature tree nearly sent me to an early grave, but the second and third tree removals, for a total of $12,000, which we'll never see back, will be the expense that kills me. Truthfully, I wish the tree had just fallen straight onto our cabin for the insurance payout. If only we'd been renting.
"Being a long-term renter in the Northeast, I never really thought about the havoc that winter wreaks on a home. Clearly, I took a lot of my landlord's regular maintenance for granted, because I'm sick of what I now have to do each winter to 'prevent' my pipes from freezing up and potentially bursting. New heat tape and insulation every year. Draining all the pipes if we ever take a weekend trip in freezing weather.
"I was misinformed about home equity and how it works. I'm embarrassed to admit it, but I thought that you'd see every dollar back on the repairs and upgrades you do to your home, and I couldn't have been more wrong. We put around $100,000 into our first home over the course of 10 or so years. We sold it at a $25,000 loss, even though the cost of property in our neighborhood skyrocketed over those 10 years.
"Most days, I love my little bungalow, and my mortgage is just under $700 a month. It's cheaper than pretty much any rent you can find nowadays. My biggest issue comes down to my neighbor, a woman in her 50s who lives with her adult brother and sister in the same age range. You would think my property belonged to her.
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