Long-term care costs can be high. Planning ahead and choosing your insurance carefully can help you deal with them.
Healthcare costs have been on the rise for decades. While this impacts virtually every American, those on limited incomes — like seniors and retirees, for example — are uniquely affected. This is especially true when you consider the high costs of long-term care, which many older Americans will need as they age The typical nursing home runs from $8,669 to $9,733 per month, while in-home care ranges between $5,720 to $6,292.
You're still in good healthIt's important to consider long-term care insurance before you actually need it — meaning before any chronic conditions have developed or you're unable to fully care for yourself.
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