If Apple Pay is not working on your iPhone, make sure the terminal is compatible with Apple Pay. If it is, try selecting the credit card manually.
Try manually selecting a credit card before you bring the phone close to the terminal.If it's working, you'll now be able to complete the transaction normally. Apple Pay depends on an online service to be up and running, and if Apple Pay is offline, you won't be able to complete the transaction. Of course, Apple Pay has a very high uptime and it's unlikely to not be working.
and see if Apple Pay & Wallet has a green status light. If it doesn't, nothing you do at your end will fix it, so you should make a purchase the old fashioned way. . This resets your phone's memory and clears temporary caches, which can solve temporary glitches with Apple Pay and other system software. If you are not in a hurry , get out of line and restart the phone, then try again after the phone is back up and running.
The easiest of these more involved fixes is removing and replacing the cards in your Apple Wallet. This is especially likely to fix your problem if you have several credit cards in your wallet but only one of them fails to work. By removing and replacing that problematic card, you may be able to fix a glitch in the way that card was stored or accessed.
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