According to U.S. Census data, more than 3.5 million people over the age of 65 live in New York, accounting for almost 20% of the state’s total population.
According to U.S. Census data, more than 3.5 million people over the age of 65 live in New York, accounting for almost 20% of the state’s total population. For people age 65+, it’s important that you maintain your health coverage after retirement for both your financial and physical well-being. Both Medicare and Medicaid have health care plan options available.
Medicare is a federal program that provides health coverage if you are age 65+ or under age 65 and have a disability, no matter your income. Medicaid is a NY state and federal program that provides health coverage if you have a low income. Finding the best Medicare and Medicaid health care plans in New York City can depend on your specific needs and preferences.
When selecting a Medicare or Medicaid health care plan, there are numerous factors to consider, including coverage options, provider networks, additional benefits such as dental and vision, premiums and of course out-of-pocket costs and deductibles. It’s also important to review each plan’s coverage to ensure your prescription drugs are covered. Finally, consider your individual healthcare needs and wants, such as chronic conditions, or preferred doctors and hospitals, when comparing plans.
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