Brits with £3,500 or more in savings risk imminent HMRC tax bill

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Brits with £3,500 or more in savings risk imminent HMRC tax bill
MoneyHMRCMartin Lewis
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UK savers have been warned to check HMRC rules, as a 'significant' portion will soon face tax bills due to rising interest rates.

Look out for a letter in the coming months UK savers have been urged to check HMRC rules, as a ‘significant’ portion will soon face tax bills due to rising interest rates. Although you don’t have to pay tax on money you’ve saved, you are taxed on interest earned over a certain amount — and with the financial year ending at the start of April, it won’t be long before letters start landing on doorsteps. What you should expect all depends on the type of account you have and your income tax band.

So, higher rate taxpayers with as little as £3,500 on a three-year fixed rate of 5% will go over their allowance, or roughly £7,000 for anyone on the basic rate.

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