Burning question: California’s fire risk is so high its firefighters can’t insure their stations

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Burning question: California’s fire risk is so high its firefighters can’t insure their stations
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California firefighters and lawmakers were shocked when they learned that a fire station couldn't be insured to protect against fires.

firefighters have already put out more than 290 wildfires in 2024, but some are facing difficulties in insuring their home bases amid thedefended an $11 million request from the California Department of Forestry and Fire Protection to replace a kitchen at Ishi Conservation Camp in Northern California.

That camp, which houses and trains firefighters, could not be insured properly by Cal Fire. That resulted in the high-dollar request because, normally, bonds based on the value of the property cover maintenance, but a lack of quality insurance prevented that, according to Finance Department Analyst Victor Lopez.

“The insurance industry, they weren’t interested in selling insurance policies in the region due to the perceived fire risk in the area,” Lopez said.“We can’t get fire insurance at a fire station that’s going to be manned by firefighters,” state Sen. Brian Dahle, a Republican from Northern California’s Lassen County, said. “That’s where we are in California. That, to me, is crazy.”

State Sen. Josh Becker, a Democrat who is also from Northern California, capitalized on the moment to point out a bill he introduced that would give homeowners credit for installing fire-resistant roofs and building fire breaks.The California Department of General Services has identified up to 16 other facilities, 11 related to Cal Fire, in which they might face the same insurance problems, according to spokeswoman Monica Hassan in an emailThe challenge isn’t unique to firefighters.

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