The article discusses the closure of high street banks in Liverpool, particularly on Smithdown Road, and its impact on local communities. It highlights the trend towards online and phone banking, leaving vulnerable individuals struggling to adapt.
Smithdown Road is one of the most vibrant parts of Liverpool , full of independent shops and quirky cafes. But one thing it doesn't have these days is a high street bank. Wavertree is one of two Merseyside constituencies, along with St Helens , that is classified as a 'banking desert'. They are part of a national trend away from in-person banking, towards telephone and online banking .
He hasn't encountered many problems with the advent of online banking, but he is sympathetic to people who mourn the decline of high street banks. Niall said: 'As a small business, a lot of our banking is done online now, but I can sympathise with people who need face-to-face problem solving, or physical things like getting change. And it seems a shame that the banks are closing, especially the old buildings.' Joan, 79, says she uses cash 'all the time - only cash'.
Banking Liverpool Community Closure Online Banking
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