Fed chair Jerome Powell says 'the time has come' to lower interest rates

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Fed chair Jerome Powell says 'the time has come' to lower interest rates
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Federal Reserve chairman Jerome Powell signaled that he's increasingly confident inflation will soon be tamed, and that he and his colleagues will soon cut interest rates to avoid hurting the job market.

Federal Reserve chairman Jerome Powell signaled that he's increasingly confident inflation will soon be tamed, and that he and his colleagues will soon cut interest rates to avoid hurting the job market.Federal Reserve chairman Jerome Powell signaled that he and his colleagues will soon be ready to start cutting interest rates, as inflation cools and unemployment inches up.

Speaking at one of the most closely-watched annual gatherings of global central bankers in Jackson Hole, Wyo., Powell noted that inflation has cooled significantly since hitting a four-decade high in 2022. At the same time, the U.S. job market has begun cooling, with the unemployment rate inching up. To avoid a further weakening, Powell says he and his colleagues will need to start reducing interest rates, which they've kept elevated for over a year.“The upside risks to inflation have diminished. And the downside risks to employment have increased," Powell said. "The time has come for policy to adjust.

Investors cheered the chairman's remarks. The Dow Jones Industrial Average jumped more than 300 points while the broader S&P 500 index rose about 1%. Powell cautioned that the timing and speed of interest rate cuts will depend on how the economy performs. Markets anticipate a quarter percentage point cut when policymakers meet in mid-September. A larger, half-point rate cut is possible if the August jobs report — due out eleven days before the Fed meeting — is weaker than expected.

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