Latina financial expert Jannese Torres, host of the “Yo Quiero Dinero” podcast, discusses what she has learned about certain milestones such as…
In her upcoming book,"Financially Lit!: The Modern Latina's Guide to Level Up Your Dinero & Become Financially Poderosa," author Jannese Torres discusses how she became the first woman in her family to graduate from college, build a career and achieve what she believed were marks of success.
"It's just important for people not to just feel this pressure to buy a home because you're a certain age or you've reached a certain life milestone," said Torres, a Latina money expert who hosts theOp-ed: Allowances are for kids — not your spousePeople hate budgeting. Here's why — and how to reframe itI'm a certified financial planner and tax reporter at CNBC.
When I was doing the market research for the book, one of the things that I did was look and see what the competitive market looked like out there, or if there is a reason that this book needs to exist. ATS: Like many younger generations of Latinos in the U.S., you overcame many hurdles and achieved major goals. But you describe in the book that these milestones also come with a sense of guilt. Why is guilt tied to success?I call it"financial survivor's guilt" because this is one of those things that we have not been prepared for.
But I felt like I was falling victim to that narrative that says,"You're wasting money if you rent, and successful adults purchase homes." It took a lot of unlearning of those narratives and realizing that just because something works for one person doesn't mean that it's universally applicable.
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