How do savings bonds work? Here's an essential guide
You can cash in your savings bond at any time 12 months after you've purchased it. The process varies whether you have an electronic savings bond or a paper one.To cash in an electronic savings bond, log into your Treasury Direct account. Go to ManageDirect and use the link for cashing securities. Select which bond you want to cash out. With electronic savings bonds, you can cash out some or all of the bonds. The minimum cash-out amount is $25 and can be exact to the penny.
Purchase Series I Bonds. Take advantage of higher inflation rates by purchasing a Series I Bond at today's interest rates. Monitor the rates every six months to ensure that you're still getting a good return on your money.
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