Florida’s Office of Insurance has stated the average homeowner’s property insurance premium in the market is approximately $3,600, but other insurance data experts report higher premiums.
How much do you pay?: There’s conflicting data on how much the average Florida resident pays for property insurance– How much are Floridians paying on average for property insurance? It really depends on who you pose the question to.
″Every organization that cites average premiums has different criteria. It’s not apples to apples, it’s not to say anybody is right or anybody’s wrong. It’s just looking at different data sets,” he said. ″So we’re including admitted and not admitted,” he said. “If you go all the fancy ZIP codes here in Northeast Florida, Ponte Vedra, right, all those beautiful homes on the ocean. Most likely they’re getting insured through the nonadmitted or surplus lines markets go up and down the coast. A lot of South Florida, the other coast, the Gulf Coast, those higher and coastal properties, most likely are all being insured by the global market or the surplus size market.
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