Prompt: Scene 1 - Struggling with debt can be incredibly stressful, but there are a number of methods you can use to get you on the way to paying it off. Scene 2 - However, there are tactics you can use - and extra help available - that could help you become debt free. Scene 3 - Make a budget.
The number of those registering is increasing, with 41,125 signing up in 2021, 70,772 in 2022 and 88,391 in 2023.Urgent warning for credit card customers over tweak that could cost thousandsStepChange, said: "For those who meet the qualifying requirements, Breathing Space can provide a lifeline, allowing them the space to assess how best to move forward and out of debt and towards a financially secure future.
However, if you can afford to be making regular debt repayments, the Breathing Space won't stop this from happening. Jamie Thunder, senior policy adviser at poverty charity Z2K, said: "It’s just a temporary break, not a solution. If you are applying for the mental health crisis Breathing Space, you will need to do alongside an Approved Mental Health Professional .You can apply for either Breathing Space option through a debt adviser.
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