More than 40% of Americans have no clue what a 401k is, survey finds

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More than 40% of Americans have no clue what a 401k is, survey finds
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More than one-third of respondents confessed to not knowing the term “interest” in a financial context.

A new survey reveals that nearly half of Americans don’t know what a 401k is, highlighting a lack of confidence among respondents regarding their financial literacy.The poll, commissioned by Beyond Finance, surveyed 2,000 people in the U.S. in February, evenly split by generations, to examine Americans’ financial literacy, their commitment to adopting healthy money habits, and their feelings regarding their bank accounts and financial futures.

Yet, exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable and baby boomers feeling the most calm .RELATED: 'DINK' on cultural shift toward child-free lifestyle, says older generation 'narrow-minded' for criticisms"Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common," Erika Rasure, a chief financial wellness advisor of Beyond Finance, said in a statement.

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