This article offers advice on how to save money during the holiday season. It suggests making a budget, setting up a separate savings account, discussing spending limits with loved ones, and considering alternative gift options like Secret Santa or charitable donations.
Christmas is just one day, and it’s better to spend only what you can afford — even if that means cutting back — than to go big and be left broke.
Make a list of all your expected holiday expenses — gifts, food, travel — and check it twice, of course.: Set up a separate savings account for Christmas expenses and arrange small, regular, automatic transfers into it. Use round-up features on your bank account, which automatically save the change from purchases. It’s a simple way to build your festive fund.: Discuss cutting back with loved ones.
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