Should we continue making mortgage overpayments or decrease the term?

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Should we continue making mortgage overpayments or decrease the term?
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We could go with a period of 17 years or reduce our term and increase our monthly payments

The reader’s current mortgage deal is due to expire in September.First published on Mon 21 Jun 2021 07.00 BSTOur current mortgage deal is due to expire in September. We have 17 years left on the term and a £160,000 amount outstanding. At present, our monthly payment amounts to £1,050 a month. However, for the past 12 months we have been overpaying by approximately £800 to £1,000 a month.

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