State Pension to Rise by 4.1% but 453,000 Pensioners Abroad Miss Out

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State Pension to Rise by 4.1% but 453,000 Pensioners Abroad Miss Out
State PensionTriple LockPensioners
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Millions of UK pensioners will see their weekly payments increase by 4.1% from April 2025, in line with the Triple Lock commitment. However, nearly half a million pensioners living abroad in countries without reciprocal agreements with the UK Government will not receive the uprating.

Millions of people on the New or Basic State Pension will see their weekly payments rise by 4.1 per cent from April under the Triple Lock . However, nearly half a million pensioners will not receive the annual uprating because they now live in a country which does not have a reciprocal agreement with the UK Government.

Despite ongoing awareness campaigning to encourage the UK Government to bring State Pensions into line with current payment rates and restore the Triple Lock for Brits who have retired abroad, Pensions Minister Emma Reynolds, recently said that the DWP “is not negotiating any reciprocal social security agreements”. DWP Minister Sir Stephen Timms has also confirmed that of the 12.9 million people of State Pension age, the 2025/26 uprating will only be issued to 12.5m pensioners. Sir Stephen said: “From April 2025, around 12.5 million people receiving either the Basic or New State Pension will see it increased by 4.1 per cent, in line with our commitment to the Triple Lock. Some people will receive an increase of 1.7 per cent (in line with price inflation) on other elements of their State Pension, including Protected Payments and additional State Pension. “Under both the Basic and New State Pensions, the amount people are entitled to, and the annual increases, vary according to the individual’s National Insurance record, but both reflect the National Insurance contributions they have made.” Some 453,000 pensioners will miss out on increased payments because they have chosen to spend retirement abroad in a country that does not have a reciprocal agreement with the UK Government. Many have seen their State Pension payments ‘frozen’ at the point of emigration. State Pension News Under the earnings growth element of the Triple Lock (4.1%), people on the full New State Pension will see payments rise by £9.10 per week from £221.20 to £230.30 and as the payment is typically made every four weeks this amounts to £921.2

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State Pension Triple Lock Pensioners Reciprocal Agreements Retirement Abroad

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