Check your policy or contact your insurer!
about how I was just wondering one day why my homeowner insurance premium didn’t get any downward adjustment after my hail-damaged roof was replaced with a brand new roof last year.
Billy wrote in: “After watching your story, I updated my homeowners roof ins info and my premium went down $350” . Matt explained how his insurer thought his 2012 roof was a 1996 one. He also asked for a retroactive adjustment but says he was told, “There is no price difference in the premium.” He said his insurer is State Farm, which is the largest home insurer in Texas. I don't know if there may have been other considerations affecting Matt's premium, but in his case, the roof's age was clearly shown by his insurer. Like many of us, he just may not have thought to look for that.
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