Letter: Prof David Blake of Cass Business School and Prof Edmund Cannon and Prof Ian Tonks of the University of Bristol respond to a piece on last Saturday’s Money pages
Patrick Collinson complains about annuity rates in 2016 . But over the last five years rates have closely tracked government bond yields, and only fell in the summer of 2016 when bond yields also fell. There is no evidence that annuity rates changed significantly over the period 2015-19 relative to the period before pension freedoms, 2012-14.
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