The stress of my 8% mortgage gave me a heart attack at 47

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The stress of my 8% mortgage gave me a heart attack at 47
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Stephani Jehu was struggling with mortgage payments and £12k of credit card debt on her salary of £16k - she ended up in temporary accommodation with her son

Stephani Jehu was struggling with mortgage payments and £12k of credit card debt on her salary of £16k - she ended up in temporary accommodation with her sonThree days after she signed the contract to move into temporary accommodation with her 16-year-old son, Stephani Jehu was admitted to hospital. Aged 47, she was having a heart attack. Jehu says the medical emergency was due to chronic stress.on her three-bedroom home in Caerphilly, Wales.

The payments became a bigger problem over the last few years as the interest rate rose to eight per cent. Between 2021 and 2024, Jehu’s monthly payments went from £480 to over £880. As she was forced to cut down her work hours to three days per week due to her mental health, her income could not subside her outgoings.Since the pandemic, she’s been using credit cards and counting the pennies to keep her and her son going. “We lived off the freezer,” she says.

Now her son is on summer break, the situation is no better. Due to the hotel rules, he isn’t allowed to stay in the accommodation alone during the day while Jehu works, but she’s unable to work from home as the WiFi connection is unstable. “I can’t throw my son out onto the street at eight every morning when I go to work. What am I supposed to do? Wake up a 16-year-old on his holidays and turf him out onto the road? Who else is up at 8am to accept him? It’s ridiculous.

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