Credit card users are being warned about certain rules
Credit card users are being warned over rules around purchases. Many people use the cards for certain transactions, due to their money being better protected if something were to go wrong.
So if you pay for something and don't receive what you ordered, you can request a refund from the credit card provider in may cases. And if you bought more than one item that together cost £100, but each cost less than £100, your credit card isn't liable. You can, however, claim under Section 75 if you paid only part of the amount, for example, a deposit, on your card, as it's the value of the goods you're buying rather than the amount paid on your credit card.
Under Section 75, credit card companies are legally obliged to step in if there's an issue with your transaction. However, this protection doesn't extend to purchases made from third-party sellers.
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