Dr. Alexander Robb from Goodheart Animal Health Center offers advice for exercising with pets during the hot summer months.
Project 2025 proposes merging the FDIC with other federal banking agencies, but it’s unclear how that merger would affect government-backed deposit insurance.The Federal Deposit Insurance Corporation seal is shown outside its headquarters, on Tuesday, March 14, 2023. , the conservative think tank The Heritage Foundation’s plan to transform the federal government during the next conservative administration, is garnering more attention as the 2024 presidential election approaches.
Project 2025, however, does not explain what this would mean for the FDIC’s responsibilities and functions, and it’s unclear if government-backed deposit insurance would be reduced or fully eliminated under this proposed federal banking system. Separate from its recommendations in Project 2025, the Heritage Foundation has previously advocated for completely phasing out deposit insurance.
Joseph J. Cordes, Ph.D., an economist and co-director of the GW Regulatory Studies Center at The George Washington University, says reducing deposit insurance coverage or phasing it out could potentially lead people to feel less secure with the banking system. William L. Walton, Stephen Moore, and David R. Burton, the Department of Treasury chapter’s co-authors, write in Project 2025 that “policymakers should create new charters for financial firms that eliminate activity restrictions and reduce regulations in return for straightforward higher equity or risk-retention standards.”, which they claim would lower the risk of future financial crises and improve the ability of individuals to create wealth.
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