Why homeowners insurance is getting more complicated in Harris County

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Why homeowners insurance is getting more complicated in Harris County
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Insurance rates have gone up due to inflation and the number of weather events we've had around the state. Grace White has ways to save for consumers.

HOUSTON — Finding the right insurance isn't always easy, especially in Harris County, where floods, freezes, and hurricanes have occurred in recent years. As property values rise, so does the cost of insurance. Add in the number of disasters we've seen in the Houston area and it's a recipe for higher prices.

"We called our old agent and they said, 'Guess what Bruce? We are not taking on any new customers in the Kingwood area,' and I said, 'What?'" Savatasky said. Johnson said hurricanes have always been part of the equation in Harris County, but now companies also have to factor in the risk of a winter freeze.

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