Discover who has the best mortgage deals at the moment with our expert guide
The housing market has been hugely impacted by the rise in interest rates in the past year, meaning many Brits are struggling to pay their mortgages or get on the housing ladder due to spiraling costs.by UK savings site Vouchercodes.co.uk in August 2022 found that 11 per cent of potential buyers had to push back plans to buy a home by at least one year, while almost a third of prospective home buyers in the UK said they cannot afford to buy a home.
First-time buyers looking for a mortgage may be able to take advantage of special deals or schemes allowing them to purchase a property with less than the standard ten per cent deposit. These first-time buyer mortgage deals, or 95% mortgages, allow buyers to invest in a property with a deposit of five per cent of the purchase price.
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