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Unexpected family expenses, such as a broken household appliances or a family emergency, can arise at any time. Without planning for these additional costs, you might find yourself stressed about how to cover them.
What is a Budgeting Advance? The Department for Work and Pensions offers a Budgeting Advance, which is a loan designed to assist with urgent expenses. How much can I get via a Budgeting Advance? The DWP says the minimum amount you can claim for a Budgeting Advance is £100.The DWP will also take into account whether you can afford to pay the loan back and any savings you have when deciding on the amount.
If you stop receiving Universal Credit, the DWP will reach out to organize repayment. It's important to maintain these payments, or the DWP might contact your employer or a debt collection agency to recover the funds.
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