Older people can check online for State Pension back pay worth £5,000 on average

State Pension News

Older people can check online for State Pension back pay worth £5,000 on average
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An estimated 210,000 State Pensioners may have been affected by shortfalls on their National Insurance record.

HM Revenue and Customs started writing to older men and women in September 2023, whose National Insurance records may have been affected by missing periods of Home Responsibilities Protection , resulting in a shortfall in their State Pension payments.

How to use the online HRP tool You may still be able to apply for HRP, for full tax years between 1978 and 2010, if any of the following were true:Who qualified automatically for HRP The guidance on GOV.UK explains that most people got HRP automatically if they were: They can transfer the HRP to you for any ‘qualifying years’ they have on their National Insurance record between April 1978 and April 2010. This will be converted into National Insurance credits.

You must have spent at least 35 hours a week caring for them and they must have been getting one of the following benefits: If you were getting Carer’s Allowance You do not need to apply for HRP if you were getting Carer’s Allowance. You’ll automatically get National Insurance credits and would not usually have needed HRP.

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