Drivers who are thinking about taking a winter road trip have been warned that even minor changes to their cars could void their insurance if not reported to their provider
Motorists planning their winter journeys have been cautioned that even minor alterations to their vehicles could invalidate their insurance if not reported to their provider. This could result in drivers being uninsured or having claims rejected in the event of an accident.
It might seem obvious, but installing a tow bar suggests you're likely to be towing trailers, caravans, or large items, increasing the vehicle's risk on the road. Furthermore, most insurers view fitting an aftermarket tow bar as a modification, meaning they must be informed, reports the Mirror. While there have been instances of insurers cancelling policies upon notification of a modification, it's more likely they'll add a note to the policy or charge a small amendment fee.
Alloy wheels are a popular choice for vehicle modification, often chosen to lighten the load of heavier steel alternatives and give cars a sportier appearance. If these weren't fitted by the manufacturer, adding them is considered a vehicle modification, so it's crucial to inform your insurance company.
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