Toni Tone pulls out the key findings from eight fascinating episodes
"Sometimes we have an idea of how we want our money journey to go but when we fail to plan, we plan to fail."After eight intriguing episodes exploring personal finance with an array of industry experts, Toni suggests five simple steps to get on top of your money."It seems extremely simple but a lot of people do not like checking their bank balance when they're struggling with money," she explains.
"One awkward question in a relationship is whether the other person has any debt but you need to know what you're getting into.Toni Tone lists her top tips for managing money worries"In other words, don't beat yourself up when you make"a money mistake"," she says."Perhaps you had a plan or a goal for the future and you had money set aside but you spent it on a new pair of trainers or a new handbag.
"It doesn’t need to be complex, it could be as simple as writing a shopping list," says Toni."If I don't have a list at the supermarket, I'll literally buy everything on sale and that is not a good look for money management! "Write things down, keep a record and make the most of the tools you have, whether that's digital tools like apps or websites that can help you budget and save.”"Dream big, enjoy your life and understand you can still do that and manage your money at the same time," she says.
"Don't be a squirrel - squirrels feel like they have to hoard all their money away and can't do anything unless they have their money in order.
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