Learn the basics of pensions and why it's important to contribute. Find out about workplace pensions and the state pension.
In our twenties and thirties, retirement still feels a long way off, and we feel that we have other priorities, from big financial goals like home ownership, to enjoyment spending like holidays and hobbies. Putting more into our pensions is not usually at the front of our minds, and we can either tick along contributing the minimum or automatic amount set by our employers or, for self-employed people, not contributing to a pension at all. So far, so dry.
With the costs involved in setting up your own business and building your client list, and bearing in mind the unstable nature of freelance income, it’s easy to see why pensions are the things that tend to drop off the priority list, but there has recently been a rise in conversations around freelancer pensions.
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